A) Tata AIG Life Accidental Death Benefit (ADB) RIDER (UIN 110C003V01)

1. It is non-participating supplementary contract.

2. Premiums are payable until the insured reaches age 70, the maturity of the basic policy or death of the insured whichever is earlier.

3. Sum assured is payable upon accidental death of the insured before the insured reaches age 70 or before the expiry of the basic policy, whichever is earlier.

B) Tata AIG Life Accidental Death & Dismemberment (Long Scale) Rider (UIN – 110C004V01)

1. It is non-participating supplementary contract.

2. Premiums are payable until the insured reaches age 70, the maturity of the basic policy or death of the insured whichever is earlier.

3. Sum assured is payable upon accidental death of the insured before expiry of the basic policy. Provides additional benefits in case of dismemberment, loss of sight, speech and hearing resulting from accident.

C) Tata AIG Life Critical Illness (Lump Sum Benefit) Rider (UIN 110C012V01)

1. It is non-participating supplementary contract.

2. Premiums are payable until the insured reaches age 65, the maturity of the basic policy, diagnosis of any of the critical illness or performance of any of the covered surgeries or death of the insured whichever is earlier.

3. Sum assured of the rider is payable upon the Insured’s survival for a period of at least thirty days following diagnosis of any of the critical illnesses or performance of any of the covered surgeries. The basic policy remains in force, unaffected after such a claim payment.

4. This rider covers the following Critical Illnesses and Surgeries: (a) Cancer (b) Stroke (c) Heart Attack (d) Coronary Bypass Graft Surgery (e) Kidney Failure (f) Recipient of Major Organ Transplant like Heart, Lung, Liver, Kidney or Pancreas or Bone Marrow Transplant

D) Tata AIG Life Payor Benefit Rider (UIN- 110C002V01)

1. It is non-participating supplementary contract
2. Premiums are payable during the premium paying period of the basic policy or until the insured reaches age 21 or the payor reaches age 60, whichever is earlier
3. When the payor dies or becomes disabled before he reaches age 60, and before the juvenile reaches age 21, all the future premiums of the basic policy and this rider will be waived up to maturity of the basic policy or the child reaches age 21 or the payor reaches age 60, whichever is earlier. The basic policy will be kept inforce as though premiums waived were paid in cash
4. This rider will terminate when the juvenile reaches age 21 or the payor reaches age 60, whichever is earlier

E) Tata AIG Life Waiver Of Premium Rider (UIN- 110A017V01)

1.      It is non-participating supplementary contract

2. Premiums are payable during the premium paying period of the basic policy or until the insured reaches age 60, whichever is earlier
3. It provides for the waiver of all future premiums of the basic policy and this supplementary contract which fall due while the insured is disabled (provided that the disability commences before the insured reaches 60 and has continued for at least 12 months)