This endowment policy enables your dependants to receive the sum assured in the unfortunate event of your death while this policy is still in force. If you should outlive the policy term, you will still receive the sum assured, along with a range of bonuses. This plan is ideal as a retirement planning tool.

Key features include:

• A guaranteed addition of 10% of the sum assured if the policy has been in force for 10 years or more, is payable on death or maturity.
• A reversionary bonus is payable on death or maturity.
• A Terminal bonus paid on maturity or death if the policy has been in force for a minimum 10 years.
• Reversionary and Terminal bonuses are non-guaranteed and are dependent on Company performance.

Tax Benefits, Riders and Age Eligibility

• Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Any sum received under this plan is exempt from tax under section 10(10D) of the Income Tax Act, 1961.*
• Term, Accident, Disability and Critical Illness riders are available for added protection.
• Policy duration can be 10, 20 or 30 years. A 10 year policy is available for all persons between 18 and 65 years of age. 20 year policies are available for persons between the ages of 18 and 55. 30 year policies are available for persons between the ages of 18 and 45.