• Accidental Death Benefit (ADB): Under this benefit, in the event of your unfortunate death due to accident, your family will receive an amount equal to ADB sum assured that has been specified by you .
• Family Accidental Death and Dismemberment Benefit (FADD): In the event of your unfortunate death due to accident your family will receive 100% of the your sum assured; in case of an unfortunate accident that results in the death of the spouse, you receive 50% of the your sum assured and in the case of children you can claim a benefit that amounts to 25% of your sum assured. In case of dismemberment, you will be paid the full amounts as mentioned above or a percentage of those based on the severity of the dismemberment.
• Accidental Hospitalisation Cash (AHC): On minimum confinement of 3 consecutive days a lump sum amount equal to the AHC Sum Assured will be paid.
• Total Permanent Disability (TPD): Under this benefit a lump sum amount equal to the TPD sum assured will be paid in the event of sickness and accident.
• Critical Illness (CI): This benefit provides you with a lump sum on diagnosis of any 1 of 12 Critical Illness or Surgeries.
• Cancer Care: In case you are diagnosed with cancer, the policy shall provide you with a lump sum amount.
• Death Benefit: In the unfortunate event of your death this entitles your family to the sum assured as opted by you for this benefit
• FADD will not be offered if ADB has been taken.
• Cancer and CI cannot be taken together.

Tax Benefits and Age Eligibility

• Premiums paid for Health Insurance Benefits are eligible for tax benefits under section 80D, while premiums for Life Insurance Benefits are eligible for tax benefits under section 80C of the Income Tax Act, 1961.*
• Anyone between ages 18 and 60 can apply for this policy.