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Tata AIG Life InvestAssure Optima Plus |
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Looking for a long-term solution which not only optimizes your return, but also provides you protection against any unforeseen eventuality?
Tata AIG Life presents Tata AIG Life InvestAssure Optima Plus, a non participating unit-linked endowment insurance solution which helps optimize your investment returns, with a combination of high allocation and Guaranteed Addition, while providing you with a comprehensive financial protection.
Key features include:
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- Low Premium Allocation charge from 2nd Year onwards
- Guaranteed Maturity Addition of 7.5% of Regular Premium Fund Value
- Choose between seven Investment Fund Options i.e. Whole Life Mid-Cap Equity Fund, Whole Life Income Fund, Whole Life Short Term Fixed Income Fund, Whole Life Aggressive Growth Fund, Whole Life Stable Growth Fund, Large-Cap Equity Fund and Super Select Equity Fund.
- Choose from 5 available riders for added protection. These riders are not mandatory and are available at a nominal additional cost.
Eligibility:
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Entry age
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0 years (30 days) to 60 years
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Maximum Maturity Age
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70 years
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Policy Term
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10/15/20/25/30
years
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Premium Paying Term
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Same as policy term
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Minimum Annualized Premium:
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Annual mode – Rs. 15,000 p.a.
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Semi – Annual/Quarterly/Monthly mode – Rs. 18,000 p.a.
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Minimum Sum Assured
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5 * Annualized premium
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Maximum Sum Assured
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Policy Term * Annualized Premium
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Tax Benefits
- Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Moreover, life insurance proceeds enjoy tax benefits as per Section 10(10D) of the said Act.*
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Want to know more?
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