- Flexible Policy Term – 10, 15 to 40 years
- Limited Pay Option starting from as low as 3 years
- Choice of coverage – from 5 times the annualized premium to 60 times the annualized premium
- Guaranteed Maturity Addition* of upto 7%$ of Regular Premium Fund Value
- Seven Fund Options to choose from: Whole Life Mid Cap Equity Fund, Whole Life Aggressive Growth Fund, Whole Life Stable Growth Fund, Whole Life Income Fund, Whole Life Short-Term Fixed Income Fund, Large Cap Equity Fund & Super Select Equity Fund
- Choice of 5 riders for added protection
* Provided that all the regular premiums due under the policy are paid and the policy is in force.
$ Depending on the Policy Term chosen and provided the policy is in force.
Eligibility:
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Minimum Issue Age
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0 years (30 days)
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Maximum Issue Age
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70 years
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Maximum Maturity Age
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80 years
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Policy Term
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10, 15 – 40 years
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Premium Payment Term
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Regular & Limited – 3, 5 & multiples of 5
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Minimum Annualised Premium
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Rs. 60,000 for
Premium Paying Term 3
Rs. 24,000 for
Premium Paying Term 5
Rs. 15,000 for
Premium Paying Term 10 and above
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Riders
- The following riders can be added for additional protection at a nominal extra cost - Tata AIG Life Accidental Death Benefit (ADB) Rider (UIN 110C003V01), Tata AIG Life Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN 110C004V01), Tata AIG Life Payor Benefit Rider (Only For Juvenile Policy) (UIN 110C002V01), Tata AIG Life Critical Illness (Lump Sum Benefit) Rider (UIN 110C012V01) and Tata AIG Life Surgical Benefit Rider (UIN 110C021V01)
Tax Benefits
- Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Any sum received under this plan is exempt from tax under section 10(10D) of the Income Tax Act, 1961.*
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