- Guaranteed Maturity Addition* of 5% of Regular Premium Fund Value
- Flexibility of choosing a life cover for a term of 15 years, 20 years, 25 years or 30 years
- Flexibility of eight Fund Options to choose from – Top 50 Fund, Top 200 Fund, Aggressive Flexi Fund, Stable Flexi Fund, Bond Fund, Large Cap Equity Fund, Infrastructure Fund & Super Select Equity Fund
- Optimize market returns through investment Options like Systematic Money Allocation & Regular Transfer Investment (SMART) and Automatic Asset Allocation (AAA)
* Provided that all the regular premiums due under the policy are paid and the policy is in force.
Eligibility:
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Minimum Entry age
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0 years (30 days) to 60 years
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Maximum Entry age
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45 years for Term 30
50 years for Term 25
55 years for Term 20
60 years for Term 15
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Maximum Maturity Age
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75 years
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Policy Term
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15/20/25/30 years
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Premium Paying Term
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Same as policy term
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Minimum Annualised
Premium:
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Rs. 15,000 p.a.
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Minimum Sum Assured
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5 * Annualized premium
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Maximum Sum Assured
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Policy Term * Annualized
Premium
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Riders
- Choose from 5 available riders for added protection at a nominal extra charge - Tata AIG Life Accidental Death Benefit (ADB) Rider (UIN: 110C003V01), Tata AIG Life Accidental Death and Dismemberment (Long Scale) (ADDL) Rider (UIN: 110C004V01), Tata AIG Life Critical Illness (Lump sum Benefit) Rider (UIN: 110C012V01), Tata AIG Life Payor Benefit Rider (Only For Juvenile Policy) (UIN: 110C002V01) & Tata AIG Life Waiver of Premium Rider (UIN: 110A017V01)
Tax Benefits
- Premiums paid under this plan are eligible for tax benefits under section 80C of the Income Tax Act, 1961. Moreover, life insurance proceeds enjoy tax benefits as per section 10(10D) of the said Act. Please consult your tax advisor for more details.
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