• 0% Premium allocation charge – more money is invested, which means more returns
• Guaranteed Maturity Bonus* (Up to 7% of Regular Premium Fund Value) – to help augment your corpus at maturity
• 8 Investment Fund options to choose from as per your risk profile - Whole Life Mid-cap Equity Fund, Whole Life Income Fund, Whole Life Short-Term Fixed Income Fund, Whole Life Aggressive Growth Fund, Whole Life Stable Growth Fund, Large Cap Equity Fund, Infrastructure Fund and Super Select Equity Fund
• Systematic Money Allocation and Regular Transfer (SMART) – to help optimize your returns
• Automatic Asset Allocation (AAA) - Fund allocation in predetermined debt and equity mix as per your age

*Provided that all the regular premiums due under the policy are paid and the policy is in force

Riders

• Option to attach Tata AIG Life Accidental Death Benefit Limited Underwriting Rider (UIN 110A018V01) for issue ages 18 to 55 years at a nominal extra cost. An additional benefit amount equal to the Rider Sum Assured will be paid in case of death due to an accident.

Eligibility Criteria:

• Minimum issue age of 0 years (30 days), maximum issue age of 60 years with maximum age at maturity of 75 years
• Minimum Annualized Premium: Rs.18,000
• Maximum Annualized Premium: Rs.50,000
• Sum Assured: 5 * Annualized Premium
• Premium payment mode: monthly, quarterly, semi-annual & annual

Tax Benefits

• Premiums paid under this plan are eligible for tax benefits under section 80C of the Income Tax Act, 1961. Moreover, life insurance proceeds enjoy tax benefits as per section 10(10D) of the said Act. Tax benefits are as per the Income Tax Act, 1961, and are subject to modifications made thereto from time to time.