- Waiver of future regular premiums in case of death or total permanent disability of the life insured
- Sum Assured paid to the nominee on death of insured, but policy benefits continue till Policy Term
- Guaranteed Maturity Addition* up-to 9% of Regular Premium Fund Value
- Choose from any of the eight Fund Options: Whole Life Mid-Cap Equity Fund, Whole Life Aggressive Growth Fund, Whole Life Stable Growth Fund, Whole Life Income Fund, Whole Life Short-Term Fixed Income Fund, Large Cap Equity Fund, Super 110% Capital Guarantee Fund & Super Select Equity Fund
- Choose from 4 available riders i.e. Tata AIG Life Family Income Benefit Rider (UIN 110A019V01), Tata AIG Life Accidental Death Benefit Rider (UIN 110C003V01), Tata AIG Life Accidental Death & Dismemberment Benefit (Long Scale) Rider (UIN 110C004V01) & Tata AIG Life Critical Illness Lump Sum Benefit Rider (UIN 110C012V01). These riders are not mandatory and are available at a nominal additional cost
*Guaranteed Maturity Addition will be paid subject to all due premiums being paid and Waiver of Premium (WoP) benefit not being triggered anytime during the premium paying term
Eligibility:
|
Features
|
|
Minimum/Maximum
Issue Age
|
18 years/55 years
|
|
Maximum Maturity
Age
|
65 years
|
|
Policy Term
|
10 years & 15-25 years
|
|
Minimum Premium
for annual mode
|
Rs.15,000 p.a.
|
|
Minimum Premium
for Monthly, Quarterly & Semi-Annual Mode
|
Rs.24,000 p.a.
|
|
Minimum Sum
Assured
|
5 * Annualized
Premium
|
|
Maximum Sum Assured
|
Policy Term* Annualized
Premium
|
|
Premium Mode
|
Annual/Semi-Annual/Quarterly/Monthly
|
|
Premium Paying Period
|
Regular
|
Super 110% Capital Guarantee Fund is available only for the policies with premium paying term greater than or equal to 20 years & for issue age less than or equal to 45 years & for a Basic Sum Assured less than or equal to 10 times Annualized premium.
Tax Benefits
- Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Any sum received under this plan is exempt from tax under section 10(10D) of the Income Tax Act, 1961.*
| 
