InvestAssure Gold is a non-participating Whole Life Unit Linked insurance plan, which offers you the unique advantage of combining the protection and tax advantages of life insurance with the attractive prospects of investing in different kinds of securities through multiple fund options. With this plan, you can direct the investments by creating your own investment fund portfolio from a range of options to suit your needs and preferences.

Key features include:

• Flexibility to choose your premium payment term: 5 years or for the entire duration of the policy.
• Benefit period: For the entire life till 100 years of age.
• Facility to increase the premium through Top up Premium.
• Provides security to your family in case of your unfortunate death.
• Facility to increase the Sum Assured through Top up Premium.
• Gives you the flexibility to choose your fund based on your risk profile - Whole Life Mid Cap Equity, Whole Life Aggressive Growth, Whole Life Stable Growth, Whole Life Income, and Whole Life Short Term Fixed Income. You may choose to switch between the funds, anytime subject to certain conditions.
• Enables you to enjoy market-linked returns with a potential for higher growth.
• Opportunity to bring you additional income on funds that might have otherwise given you minimum returns in your savings account, subject to market performance.
• Loyalty Benefit: Additional 0.25% of units under the Regular Premium Account every 5 years provided the policy is in force.

Tax Benefits, Riders and Age Eligibility

• Premiums paid under this plan are eligible for tax benefits under Section 80C of the Income Tax Act, 1961. Any sum received under this plan is exempt from tax under section 10(10D) of the Income Tax Act, 1961.*
• You may attach Accidental Death Benefit, Accidental Death and Dismemberment, Payor benefit or Critical Illness Riders at an extra cost.
• Policy is available for persons between 30 days and 70 years of age. The policy matures at age 100.